A life settlement is the sale of your life insurance policy for more than its cash surrender value, but less than its net death benefit. It is a method of obtaining value from a life insurance policy you no longer need or one you are going to surrender or allow to lapse.
Not every policy will qualify for a life settlement, but to find out if yours does requires only a signature on your part. There is no physical exam needed as with the purchase of a life insurance policy.
If your policy qualifies, you can work with us to maximize the value of your policy with minimal effort on your part. We will explain the process to you and work on your behalf, providing periodic updates to keep you informed. You will be informed and comfortable with the decision you make.