What Is A Whole Life Dividend, And Why Have They Been Dropping?

What Is A Whole Life Dividend, And Why Have They Been Dropping?

by Michael Brohawn | Nov 23, 2020 | Wealth Advisor Resources

Whole life insurance is considered the “most expensive” life insurance you can purchase – at least initially. The policy provides significant guarantees.  If the premium is paid in full each year, the policy is guaranteed to endow (cash value equal to death benefit)...
What Low Interest Rates Mean For Life Insurance

What Low Interest Rates Mean For Life Insurance

by Michael Brohawn | Nov 13, 2020 | Wealth Advisor Resources

An article in the Financial Times announced, “profoundly low interest rates are here to stay,” which should cause investors to “recalibrate” assumptions with their investments. (1) On July 31st the Federal Reserve lowered interest rates for the first time since the...
This May Be Why Your Client Fails To Move Ahead With Your Solution

This May Be Why Your Client Fails To Move Ahead With Your Solution

by Michael Brohawn | Nov 8, 2020 | Wealth Advisor Resources

There is nothing more frustrating, no matter what business you are in, then to spend hours with a client or prospect you feel you have “sold” on your idea and then not have them move ahead. After all, you know your solution is right. Why don’t they? I recently came...
What Low Interest Rates Mean For Life Insurance

What Low Interest Rates Mean For Life Insurance

by Michael Brohawn | Nov 8, 2020 | Life Insurance Strategies, Wealth Advisor Resources

An article in the Financial Times announced, “profoundly low interest rates are here to stay,” which should cause investors to “recalibrate” assumptions with their investments. On July 31st the Federal Reserve lowered interest rates for the first time since the...
TOLI Trustees: Don’t Throw That Life Insurance Policy Away!

TOLI Trustees: Don’t Throw That Life Insurance Policy Away!

by Michael Brohawn | Oct 21, 2020 | Wealth Advisor Resources

The Tax Cuts and Jobs Act Of 2017 signed into law by President Trump drastically limited the number of estates affected by federal estate taxes through raising the federal estate tax exemption from $5.49 million to $11.18 million.  With the higher exemption it has...
Feel Better About Those Books You Never Get Around To Reading

Feel Better About Those Books You Never Get Around To Reading

by Michael Brohawn | Oct 1, 2020 | Life Insurance Strategies, Wealth Advisor Resources

Are you like me? You can’t pass up the urge to buy a new book but never seem to find the time to read them all? Are unread books stacking up on your bedside table or office desk? Relax, there are those who believe your book buying is a “badge of honor.” (1) Why? The...
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  • What Is A Whole Life Dividend, And Why Have They Been Dropping?
  • What Low Interest Rates Mean For Life Insurance
  • This May Be Why Your Client Fails To Move Ahead With Your Solution
  • What Low Interest Rates Mean For Life Insurance
  • TOLI Trustees: Don’t Throw That Life Insurance Policy Away!

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    How TOLI Trustees Can
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    What Advisors Need to Know
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    Selling a life insurance policy can potentially maximize its value – especially if it is no longer needed. But we all know that the sales process is often murky, at best. What if I took you behind the scenes to explain life settlements and showed you a prudent process to make thoughtful decisions about the sale of a policy? I will show you when to sell a policy (and just as important when not too) and how to get the most value for the policy – information found in very few places. This session is perfect for advisors that work in the estate planning community – especially with older aged clients.

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